Providing cash against credit card purchase is one of the way to encash your money from your credit card. Even bank provides to withdraw cash from ATM using Credit card. But, if they reduce the interest rate for withdrawing cash from credit card, people will not use other outlets to encash the money. In case of any emergency, one can withdraw cash from credit card in Mumbai. we provide spot cash on credit card.During urgency, we can take money from ATM using credit card. But, it will be upto the cash limit. Not the total card limit. so, no other way to solve the purpose. We suggest people to do this in a frequent interval. if you continue to do this, bank will not get any benefit. Even though, people are making the transaction into EMI. by doing so, banks are getting interest for the money they are offering.