Legal and Compliance
At CashBazaar, we prioritize transparency, ethical lending practices, and strict compliance with all legal and regulatory frameworks. Our commitment to responsible financial solutions ensures that both our customers and partners operate within a secure and trustworthy environment.
Regulatory Compliance
We adhere to all applicable financial regulations as per the Reserve Bank of India (RBI) and other governing bodies, ensuring that our services are legally compliant and customer-centric.
Key Compliance Areas:
- RBI Guidelines Adherence – We comply with the latest RBI regulations on digital lending, NBFC partnerships, and fair lending practices.
- KYC & AML Compliance – We follow strict Know Your Customer (KYC) and Anti-Money Laundering (AML) policies to ensure identity verification and prevent fraudulent transactions.
- Data Protection & Privacy – Customer data is safeguarded as per the Information Technology Act, 2000 and the Personal Data Protection Bill to maintain confidentiality and prevent misuse.
- Fair Lending Practices – Transparent loan terms, ethical collection methods, and fair pricing are ensured to protect borrower rights.
- Grievance Redressal Mechanism – We have a structured complaint resolution process to address customer grievances efficiently and fairly.
Terms & Conditions
By using our services, customers and partners agree to abide by our terms and conditions, which outline the responsibilities, obligations, and dispute resolution processes.
Customer Rights & Responsibilities
- Customers have the right to access clear loan terms and repayment policies.
- Borrowers should provide accurate information and adhere to agreed repayment schedules.
- Customers can report grievances through our official communication channels.
Fraud Prevention Measures
We implement strong security measures to prevent unauthorized transactions, identity theft, and financial fraud, ensuring the safety of our customers and business partners.
Legal Disclosures
- All loan agreements and financial dealings are executed as per Indian laws.
- We do not engage in unauthorized lending activities or hidden charges.
- Loan approvals are subject to verification and eligibility assessment.
For any legal or compliance-related queries, please contact our Legal & Compliance Team at support@cashbazaar.in.
At CashBazaar, we believe in ethical finance and responsible lending, ensuring that our operations remain fully compliant and customer-friendly.